Checking account

Checking account is a deposit account opened in particular one (natural person) for its needs of common and private transactions. Account check works in form of transactions of loan and debit side.

Transactions of loan :

• Accepted transfers (wages, pension - retirement, etc...)
• Delayed checks
• Remittance in cash

Transaction of debit side:

• Cashes withdrawal
• Payment checks
• Issued transfers (towards the savings account)
• Debit bank charges
• Kept on subscription of products or services
• Sample

 Characteristics:

• The holder of Checking account has a book of check issued free by the Bank
• Checking account can also be a joint account opened in the name of 02 persons
• Checking account gives possibility to its holder:
  • To benefit from a financing short term or middle term.
  • To subscribe to insurance products , investment, bank cards, distant bank…

Conditions of opening:

• Identity card in the course of validity for the national
• Passport and resident's permit for the not inhabitants
• 2 cards photograph 4*4
• Payslip for particular wage earner
• Analysis of other incomes for not wage earner
• Plan of location

Initial remittance : see in branch .

	Advantages : Safety: your money is sheltered by theft or by loss Services: benefit from a bank card, a check book to make easier all your transactions or subscribe to BICEC information or BICEC.com to have distant information on your account. Availability: any time you can withdraw some money thanks to automatic teller machines Possibility of benefiting from a loan or from an approval of overdraft